VA Loan

VA mortgage products.

We proudly offer mortgage products from the U.S. Department of Veterans Affairs (VA). These safe, flexible products with favorable loan terms are available to veterans and active duty personnel.

Features and Benefits:

  • Purchase, rate/term refinance, and cash-out refinance options
  • No down payment required1
  • Fixed- and adjustable interest rates available
  • Seller-assistance options
  • Low minimum credit score requirement

Eligible Properties

  • 1- to 4-unit property
  • PUDs
  • Condominiums
  • Manufactured homes
  • Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.
  • 1 Down payment may be required for loan amounts over $417,000 based on VA county loan limit.

Available Terms

  • 15 or 30 year fixed
  • Adjustable Rate Options

VA Interest Rate Reduction Loan (IRRL)

The VA Interest Rate Reduction Refinance loan is a great way to refinance your existing VA loan at a lower rate with lower payments

Features and Benefits

  • No income or asset verification
  • Low credit score requirement
  • Appraisal may not be required